No Insurance
About This Charge
Section 2(1) of the Compulsory Automobile Insurance Act makes driving without valid insurance one of the most heavily penalized traffic offences in Ontario. Mandatory minimums start at $5,000 for a first offence, rising to over $25,000 for subsequent offences — plus licence suspension and vehicle impoundment. There are defences: the accused must knowingly be without insurance, and there may be issues with the evidence. Carli Geist assesses every no-insurance charge and pursues every available avenue to reduce or eliminate the penalty.
Potential Consequences
- First offence: $5,000–$25,000 mandatory minimum fine
- Subsequent offences: $10,000–$50,000 fine
- 1-year licence suspension
- Vehicle impoundment
Why You Need a Paralegal
Ontario traffic charges come with technical requirements the prosecution must meet. Officer notes, device calibration records, proper procedure at the roadside — if any of these are deficient, your charge can be reduced or withdrawn. Carli Geist reviews disclosure on every case to identify those weaknesses before setting foot in court.
Paralegals regulated by the Law Society of Ontario are fully authorized to represent clients in Provincial Offences Act proceedings. You get professional advocacy at a fraction of the cost of a lawyer.
Get a Free Consultation
Tell Carli about your charge. She'll give you straight answers about your options — no obligation.
Send a Message (289) 670-2978Don't face this charge alone.
Carli reviews the charge, explains your realistic options, and tells you exactly what she can do — before you commit to anything.